Lake Conroe real estate TX, Conroe real estate and Montgomery real estate, home listings and homes for sale in Texas, waterfront properties and golf course properties - Karen Monshaugen, REALTOR® Karen Monshaugen REALTOR(r) for Lake Conroe, Conroe and Montgomery, Texas real estate - NUMBER1EXPERT™ Karen Monshaugen NUMBER1EXPERT(tm) for Lake Conroe, Conroe and Montgomery, Texas real estate, waterfront properties and golf course properties
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Karen Monshaugen, REALTORŪ, real estate agent and broker for Lake Conroe, Conroe and Montgomery Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Lake Conroe, Conroe and Montgomery Texas home buying, real estate listings, and homes for sale in Montgomery County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lake Conroe, Conroe and Montgomery REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

See All Tips In The "Closing or Settlement" Category >
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Real Estate Trivia
Q 
What information does nearly every state in America require the seller of a home to reveal to the buyer?

A 
Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Karen Monshaugen, REALTORŪ, real estate agent and broker for Lake Conroe, Conroe and Montgomery Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Monshaugen, Broker Associate
Keller Williams Realty

2200 N. FM 3083 West
Conroe, TX. 77304
Office Phone: 936-525-3223
Office Direct: 936-788-3220
Fax: 936-441-8001
Email: Karen@LakeConroeFineLiving.com

I love Lake Conroe! I want to earn your business and referrals through exceptional customer service. My goal is to make your buying or selling process easier and I NEVER forget your needs. Relax and expect to be impressed.

CRSEqual HousingGRIMLSREALTOR


Keller Williams Realty

The Institute for Luxury Home Marketing

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