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Karen Monshaugen, REALTORŪ, real estate agent and broker for Lake Conroe, Conroe and Montgomery Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Thank You
Thank you for selling our Bentwater Lot.
All The Best.Richard Goff
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Karen Monshaugen is one of The Top Selling Real Estate Experts™
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Resources: Lake Conroe, Conroe and Montgomery Texas home buying, real estate listings, and homes for sale in Montgomery County, TX
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Special Offers: Special offers for Lake Conroe, Conroe and Montgomery homeowners from Karen Monshaugen, top Realtor
Affiliates: Karen Monshaugen's real estate web site affiliates
eNewsletter: Karen Monshaugen's Lake Conroe, Conroe and Montgomery newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Texas, and United States
Market Conditions Report: Market conditions report for this area, Texas, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Lake Conroe, Conroe and Montgomery Texas mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Texas or buy your own Lake Conroe, Conroe and Montgomery house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Lake Conroe, Conroe and Montgomery mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Texas real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Karen Monshaugen anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Karen Monshaugen's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Karen Monshaugen's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Lake Conroe, Conroe and Montgomery property in Texas, including legal terms definitions, and more

 

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Real Estate Tips
Tax Considerations >Taxpayer Relief

Legislation included in the 1997 federal budget made significant changes that improve a homeowner's ability to profit from the sale of real estate. The capital gains tax exclusions on the sale of a principal residence is just one of several benefits for homeowners. When you sell a home you have owned and use for two of the five years prior to the sale, married couples are allowed to keep up to $500,000 in tax-free profits and taxpayers filing as singles can keep up to $250,000 before paying capital gains tax.

Long-term capital gain is also taxed at lower rates as a result of the Jobs and Growth Tax Relief Reconciliation Act passed in 2003. The maximum capital gains tax rates dropped from 20% to 15% and from 10% to 5%, effective for sales and exchanges taking place on or after May 6, 2003 and through December 31, 2007. In 2008 the 15% rate continues for higher income taxpayers, while the 5% rate for lower income taxpayers drops to 0%, but only for the 2008 tax year. On January 1, 2009, the 10% and 20% rates will be reinstated.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?

A 
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Karen Monshaugen, REALTORŪ, real estate agent and broker for Lake Conroe, Conroe and Montgomery Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Monshaugen, Broker Associate
Keller Williams Realty

2200 N. FM 3083 West
Conroe, TX. 77304
Office Phone: 936-525-3223
Office Direct: 936-788-3220
Fax: 936-441-8001
Email: Karen@LakeConroeFineLiving.com

I love Lake Conroe! I want to earn your business and referrals through exceptional customer service. My goal is to make your buying or selling process easier and I NEVER forget your needs. Relax and expect to be impressed.

CRSEqual HousingGRIMLSREALTOR


Keller Williams Realty

The Institute for Luxury Home Marketing

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